No bank linking required

See where your money goes

Pennyscope is a dead-simple expense tracker. No bank linking, no budgeting philosophy, no $14.99/month — just log your spending and see where it goes with clean charts.

🍕Food & Drink

$12.50

Lunch at Thai Kitchen · Today

Tracking expenses shouldn't be complicated

Pennyscope strips away the noise. No bank linking, no budgeting philosophy — just a clean ledger that shows you where your money goes.

Log in Seconds

Tap a category, type an amount, done. Pennyscope is optimized for speed — log an expense in under 5 seconds with large tap targets and a number-first layout.

No Bank Linking

No Plaid. No credentials. No data sharing. Pennyscope uses manual entry only — your financial data stays completely private. Works in any country.

Clean Spending Charts

See your spending by category with pie charts and daily bar charts. Instantly understand where your money goes each month — no financial degree required.

Sync Across Devices

Sign in to sync your expenses across all your devices. Log on your phone, review on your laptop. Your data stays in sync automatically.

Three steps to clarity

1

Log an Expense

Pick a category, enter the amount, add an optional note. Takes under 5 seconds.

2

Check Your Trends

View monthly spending breakdowns by category. See daily spending patterns in clean, readable charts.

3

Make Better Choices

Over time, seeing where your money goes naturally helps you spend more intentionally. No lectures required.

100% Privacy-First

No bank linking, no data sharing with third parties

5-Second Entry

Optimized for speed — log expenses faster than opening a spreadsheet

Works Everywhere

No bank APIs needed — works in any country, any currency

Pricing

Start free. Upgrade when you need more.

Prices shown exclude applicable taxes.

Free

$0forever
  • 10 expenses per day
  • 7 default categories
  • Monthly spending chart
  • 30-day history
Start Tracking
Most Popular

Pro

$5/month
  • Unlimited expenses
  • Full expense history
  • CSV export
  • Custom categories
  • Monthly budgets
  • Ad-free experience
Best Value

Crate Pass

$15/month
  • All Cashew Crate apps
  • Everything in Pro
  • No ads anywhere
  • New apps added regularly
  • Cancel anytime
Get Crate Pass — $15/mo

Prices shown exclude applicable taxes.

Frequently Asked Questions